Why Other Calculators Show Inflated Returns
Traditional tools only look at what you bought — not what you actually paid. Your ledger captures every rupee.
Traditional Calculators
- Brokerage, STT & taxes not included
- Idle cash in broker account ignored
- Returns can be 2–3% higher than reality
- Breaks with multiple deposits & withdrawals
- No multi-account or multi-broker support
- No benchmark to judge performance
XIRR Ledger
- Every charge auto-captured from your ledger
- Idle cash & timing factored in from day one
- True returns after all costs — no surprises
- Handles deposits, withdrawals & dividends
- Multi-account & multi-broker support
- Compare your returns vs Nifty 50
Three Steps to Your True Returns
No spreadsheets. No manual entry. Just your broker file.
Upload Ledger
Drag & drop your Zerodha CSV or Groww PDF ledger. We auto-detect the broker — no manual setup needed.
Get Your XIRR
Our engine processes every transaction — charges, idle cash, dividends — and calculates precise annualised returns.
Download Report
Get a professional PDF report with XIRR, Nifty 50 comparison, and portfolio timeline emailed directly to you.
Watch
See It In Action
Powerful Features for Serious Investors
Everything you need to accurately track portfolio performance
Multi-Broker Support
Zerodha, Groww & Fyers — upload files from all three in one session for a consolidated XIRR.
Multi-Account Analysis
Individual XIRR per account + one combined number. Capital breakdown included in the report.
PDF Report Emailed
A detailed report with XIRR, benchmark, account breakdown, and timeline — sent to your inbox.
Files Auto-Deleted
Your ledger is deleted from our servers the moment processing is done. Nothing is stored.
See a Sample Report
Download a sample PDF to see exactly what analysis and metrics you get — before you try it.